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Your Pre-Foreclosure Crash Course

first_img Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: David Wharton The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Foreclosure, News, REO, Servicing  Print This Post Home / Daily Dose / Your Pre-Foreclosure Crash Course Servicers Navigate the Post-Pandemic World 2 days ago Share Save Federation of REO Certified Experts Five Star FORCE FORCE FORCE webinar Hastings Brokerage Jim Hastings Webinars 2018-04-25 David Wharton Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago David Wharton, Managing Editor at the Five Star Institute, is a graduate of the University of Texas at Arlington, where he received his B.A. in English and minored in Journalism. Wharton has over 16 years’ experience in journalism and previously worked at Thomson Reuters, a multinational mass media and information firm, as Associate Content Editor, focusing on producing media content related to tax and accounting principles and government rules and regulations for accounting professionals. Wharton has an extensive and diversified portfolio of freelance material, with published contributions in both online and print media publications. Wharton and his family currently reside in Arlington, Texas. He can be reached at [email protected] Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Previous: Mulvaney: “The CFPB Never Existed” Next: Is Homeownership Becoming Less Stressful?center_img The Week Ahead: Nearing the Forbearance Exit 2 days ago Demand Propels Home Prices Upward 2 days ago Related Articles Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily April 25, 2018 3,062 Views Data Provider Black Knight to Acquire Top of Mind 2 days ago Tagged with: Federation of REO Certified Experts Five Star FORCE FORCE FORCE webinar Hastings Brokerage Jim Hastings Webinars In this exclusive webinar presented by the Five Star Federation of REO Certified Experts (FORCE), dive into the best practices for loan modifications, short sales, initial occupancy inspections, squatters, cash-for-keys, deed-in-lieu, evictions, and lockouts. Your host is Jim Hastings, FORCE Advisory Council Vice Chair and Broker/Owner of Hastings Brokerage.You can see view archived FORCE webinars by clicking here.Video Player Up/Down Arrow keys to increase or decrease volume. Demand Propels Home Prices Upward 2 days ago Your Pre-Foreclosure Crash Course Subscribelast_img read more

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Cheptegei to skip Doha, eyes Oregon Diamond League

first_imgKampala, Uganda | THE INDEPENDENT | Uganda’s double gold medal winner at the 2018 Gold Coast Commonwealth Games, Joshua Kiprui Cheptegei has said he will take part in the Prefontaine Classic Diamond League slated for May 25-26 in Eugene, Oregon.“My body will be in better shape for the Oregon event. I decided to skip the Doha Diamond League which I was originally meant to participate in on May 4th,” Cheptegi told URN.The 21-year old star athlete said he is a little fatigued after the two races in Australia. ” I was meant to run one race at the Commonwealth Games and return early to prepare for Doha. But I was convinced to run in the 10,000m as well and good enough I won another gold medal. Now I need a rest,” added the 21-year old. He will have the chance to renew his rivalry with Canada’s Ahmed Mohamed who finished second behind him in both the 5,000m and 10,000m final at the Commonwealth Games. The two will however compete in the 2 mile race as their preferred races will not be scheduled in Oregon.Kenya’s Ronald Kwemoi who picked a bronze medal in the 10,000m final at the Commonwealth Games together with Paul Chelimo(USA) will also compete in the same race.The 2018 Diamond League meetings will be staged in Doha, Shanghai, Eugene, Rome, Oslo, Stockholm, Paris, Lausanne, Rabat, Monaco, London, Birmingham, Zurich and Brussels.Share on: WhatsApplast_img read more

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Judgement day for Real Madrid as Zidane’s second coming begins

first_imgEden Hazard joined Real Madrid from Chelsea in JulyMadrid, Spain | AFP |  Zinedine Zidane returned to save Real Madrid and the time has come for results.In a packed-out press conference under the Santiago Bernabeu in March, the club’s president Florentino Perez delivered the grandest of re-introductions.“We need to start working on a glorious new era,” said Perez. “That is why we welcome back Zinedine Zidane.”Some might have expected a bounce but nobody blamed the coach when performances continued to drag and the gap behind Barcelona, rather than narrowing, widened.Zidane took over a team with nothing to play for and a squad he knew was in need of reform. He knew because he had left it nine months earlier, just before it was broken.There was no quick fix. In his 11 games at the end of last season, Madrid won five, the only promise of progress the words Zidane kept repeating. “Things will change, for sure,” he said.Zidane denied it but they were seen as trials, every line-up scanned for clues as to who would survive the summer.Yet in some ways, none of it mattered and the results, not to mention attendances at the Santiago Bernabeu, said as much. “The best thing for us is that it’s over,” said Zidane, after the season ended in defeat.And now it begins again, the season, and Zidane’s second era as coach.Many wondered why he came back, risking everything after the perfection of three Champions League titles out of three.The assumption was he returned to a stronger hand, able to make demands the club were ready to meet and with the backing to rebuild in the way he had always wanted.He might have been encouraged too, when Eder Militao, Ferland Mendy, Luka Jovic, Rodrygo and Eden Hazard all signed for a total close to 300 million euros.Hazard was the headline act, a throw-back to a previous era that Zidane knew well, when the world’s most glamorous players seemed to walk through the doors every year.“I’m not a galactico, not yet, but I hope I will be one day,” said Hazard when he joined.– Bale stalemate –  But Madrid’s pockets are not as deep as they once were and sales were also needed, by the club and their coach.Zidane showed no inclination to make soothe and use Gareth Bale, instead urging the Welshman to make a move to China.“It is very close,” Zidane said. “We hope he leaves soon, it would be best for everyone.”Bale’s agent told AFP Zidane was a “disgrace” and if the Frenchman had hoped to push the deal over the line, he would be disappointed as Madrid changed their mind over the fee.James Rodriguez is also yet to leave and there were others that proved more difficult to bring in such as Paul Pogba and even Neymar.In other areas, Zidane has resisted change, backing experience over youth even if many believed experience last season had turned into apathy.Marcelo, Casemiro and Keylor Navas have stayed while Marcos Llorente was allowed to join Atletico Madrid and Sergio Reguilon and Dani Ceballos were both sent out on loan.For all the talk of upheaval, Madrid’s line-up against Celta Vigo on Saturday is likely to have a distinctly familiar feel.Yet there could be a new formation, with a 3-5-2 tried after some underwhelming showings in pre-season, allowing Marcelo and Dani Carvajal greater freedom as wing-backs and Hazard to play centrally behind Karim Benzema.And a shift in focus. Madrid have won La Liga only once in the last seven years, their failures in Spain excused only by unprecedented success in Europe.“For us next year, the league must be our number one priority,” Zidane said in April.In that sense, Madrid might profit if Barcelona aim their focus at the Champions League. But the Catalans and Atletico Madrid have both strengthened and look ready to challenge again.“La Liga is the longest competition, it’s the one that cannot be missed,” Zidane said. “I’m going to drill that in the heads of my players.” His players. Now they have to deliver.Share on: WhatsApplast_img read more

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African ‘twin sisters’ tackle Chinese football together

first_img0Shares0000Ball control: Jiangsu Suning midfielder and Ghana captain Elizabeth Addo (left) trains with Malawi skipper Tabitha Chawinga in Nanjing © AFP / Matthew KNIGHTNANJING, China, Jun 3 – Tabitha Chawinga and Elizabeth Addo call one another “twin sister” and together they are making waves in Chinese women’s football — while also helping each other acclimatise off the pitch.The African duo are instrumental to the ambitions of Chinese Women’s Super League team Jiangsu Suning, with Chawinga banging in the goals up front and Addo pulling the strings in midfield. The 23-year-old Chawinga is already captain of Malawi and Jocelyn Precheur, Jiangsu’s French coach, is convinced that she is destined for the very top.But it hasn’t been an easy path.Chawinga grew up playing football with boys in her village and was often verbally abused by onlookers who called her a prostitute, saying she was just doing it to sleep with them.The 25-year-old Addo is Ghana’s skipper and a quiet but steely presence who was raised in an area on the outskirts of the capital Accra known as “Survival City” because it is so tough.Compared with that, being professional footballers in China’s league and living in Nanjing, a major city near Shanghai, is a breeze.Tabitha Chawinga (right) stretches during training with her Jiangsu Suning team in Nanjing © AFP / Matthew KNIGHTBut as the only foreign players at Nanjing-based Jiangsu, and with just a few words of Mandarin between them, Addo and Chawinga lean heavily on one another.Neither will be involved at the Women’s World Cup in France when it starts next week because Ghana and Malawi did not qualify, but they will be watching from afar.“We spend a lot of time together, walking in the streets, eat sometimes in a restaurant together if we don’t want to cook,” Chawinga, the chattier of the duo, told AFP.“We joke together. She’s a nice girl to me, she’s like my sister.“It’s the truth — we are just only the two foreigners, and from Africa, so we take care of each other like sisters. We are twins.”– Broken teeth –Neither had been to China before joining Jiangsu, who have lifted one domestic cup this season and are in the semi-finals of the other.Chawinga arrived from Swedish football in early 2018 and has been prolific, hitting 51 goals in 34 games to embellish her reputation as one of the best strikers in women’s football.‘Twin sisters’: Elizabeth Addo (right) and Tabitha Chawinga enjoy a break during training with Jiangsu Suning in Nanjing © AFP / Matthew KNIGHTShe was joined in eastern China by attacking midfielder Addo in March this year, the two reuniting after playing together in Sweden for 18 months.Chawinga laughs at the reaction they get on the streets of Nanjing, where there are few black faces.She said: “Many people look at us and think that maybe we are from the same parents, same house. People look at us a lot, like, ‘Hey, you look similar’.”Their footballing paths also have similarities because they competed against boys when they were younger and were taunted for their love of the game.Chawinga was a goalkeeper but aged 10 got smashed in the mouth by a boy’s knee — “breaking my teeth” — and decided to play as a striker instead.But as good as she was, Chawinga was regularly targeted for insults.“People talk a lot, ‘Hey, she just plays football, look at her, she goes to sleep with the boys’.“But I didn’t care, I knew the truth myself,” she said.There were also objections from her mother.“My mum also used to fight me and say ‘Don’t play football, girls can’t play football with the boys, stop playing football’.“Now she’s very happy for me to play football.”– ‘Careful with my sister’ –Addo arrived in China after stints in several countries including Sweden, the United States and Australia.She and Chawinga have lined up together half-a-dozen times so far for Jiangsu, with Addo setting up three of her friend’s goals and scoring three times herself.“When I have the ball, she knows what I’ll do next,” said Addo.Jiangsu Suning players take a break during training © AFP / Matthew KNIGHT“I know her movement — when she’s ‘flying’ and when she’ll stay.”Addo paused when asked about the prospect of playing against Chawinga in an international.Then she said, smiling broadly: “That would be great, I can’t wait for that day.“But maybe I would mark someone else and I would tell my players, ‘Hey, be careful with my twin sister’.”0Shares0000(Visited 2 times, 1 visits today)last_img read more

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Cheap, clean lighting for Kenya

first_imgThe d.light solar system consists of a four-watt rooftop solar panel; a control box that attaches to the wall of a home or business; three bright, adjustable lights; a mobile phone charging station; and a base station that manages and displays the user’s credit.As long as Kenyans keep making payments, the system provides light and power; once it is paid off, owners get power for free.(Images: M-KOPA Solar)MEDIA CONTACTS • Jesse Moore Managing director, M-KOPA Solar+254 711 071 000Cadine PillayA pay-as-you-go solar start-up in Kenya is providing a cheap and pollution-free replacement for the common kerosene-fuelled lamps usually used in the country.M-Kopa Solar, a mobile technology group, is providing credit to low-income earners in Kenya to buy the power system, the d.light solar home system, which otherwise is too expensive for them. Using embedded sim cards enabled by East African telecommunications company Safaricom, M-Kopa enables the use of the d.light solar home system in rural areas.M-Kopa means “to borrow” in Swahili. The company was established in 2011 but began offering the product commercially in June 2012; since then it has sold 1 000 units. Managing director Jesse Moore said the target was to reach sales of tens of thousands of units within a year.Kerosene lamps, indoor pollutionThe majority of people in rural Kenya use kerosene-fuelled lamps for lighting their homes, which is not only hazardous and expensive, but also creates indoor pollution. About 80% of households rely on kerosene for lighting because they are not linked to the national electricity grid, which does not reach many rural communities and requires a connection fee of at least 35 000 shillings (about $412).Solar lamps work anywhere the sun shines. The d.light solar system has a lifespan of seven to 10 years. It consists of a four-watt rooftop solar panel; a control box that attaches to the wall of a home or business; three bright, adjustable lights; a mobile phone charging station; and a base station that manages and displays the user’s credit.According to the World Health Organization, inhaling fumes from fuels, including the coal and biomass used to power stoves and lamps, has the same effects on health as smoking two packets of cigarettes a day. “We are giving people a modern, cleaner and longer-lasting technology for less than what they would spend on kerosene or another inefficient substitute,” Moore said.Free powerKerosene lamps cost about $0.65 a day and people have to pay fees to have their mobile phones charged at places that have electricity. By comparison, M-Kopa’s solar system is significantly cheaper. It costs 16 900 shillings ($199). Clients make a down payment of 2 500 shillings ($29) and then daily instalments of 40 shillings ($0.46) until it’s paid off.As long as they keep making payments, the system provides free light and power; once it is paid off, owners get power for free.In its research, M-Kopa heard from George Miruka, a 36-year-old father of four. He told the company he had stopped worrying about the fire risk from kerosene lamps after outfitting his mud-walled hut with an M-Kopa system last month. “My children are safe,” Miruka said.He sterilises an operating theatre and cleans a local hospital for a living in Oyugis, outside Nairobi, for which he earns 5 000 shillings ($58) a month. “The solar system works when I have credit in my account, so I make bulk payments to ensure the system always keeps going,” Miruka said told M-Kopa. “I have 264 days remaining to complete my payment.”Easy mobile paymentsPayments for M-Kopa are processed through a mobile phone money transfer platform known as M-Pesa, developed by Safaricom.Moore said this platform allowed M-Kopa to tap into M-Pesa’s 15-million customers, comprising almost a third of Kenya’s population. This way, the payment records can be used by banks as a credit history when account holders apply for loans or mortgages.“An estimated 33% of Kenyans are financially excluded and do not have savings accounts, credit cards or access to loans,” Moore said. The company was considering offering other pay-as-you-go products in developing countries, including irrigation systems, refrigerators for shop owners to cool drinks and food, as well as sewing machines.M-Kopa is available in 75 shops in Eldoret and Kitale, but the company has plans to expand nationwide.last_img read more

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Trans Mountain outlines construction plans for next six months in Alberta BC

first_img(THE CANADIAN PRESS) VANCOUVER, B.C. – Trans Mountain has filed a six-month construction schedule with the National Energy Board for the expansion of the pipeline.The company says work has been underway since last fall at the Westridge Marine Terminal in Burnaby, B.C., and will continue, along with additional work in the province’s Lower Mainland.In July, it says it will begin developing the Westridge Marine Terminal tunnel portal at Burnaby Mountain and relocate existing infrastructure to expand the Burnaby Terminal. It also says work on a 290-kilometre stretch of pipeline between Edmonton and Jasper National Park will begin in August and include surveying, staking and flagging the right-of-way.Banners unfurled and flying under the Ironworkers Memorial bridge, where demonstrators opposed to Kinder Morgan’s Trans Mountain pipeline expansion are suspended. They say their intent is to block tanker traffic from passing through. @CTVVancouver— Maria Weisgarber (@ctv_mariaw) July 3, 2018It says it will clear trees and vegetation in the area while taking measures to protect the environment, such as weed control, the relocation of rare plants and wildlife surveys.In September, surveying, staking and flagging the right-of-way will begin in North Thompson, B.C., on a 120-kilometre stretch between Mt. Robson Provincial Park and Blue River.On Tuesday, activists with Greenpeace rappelled off a bridge in Vancouver to protest the pipeline expansion, which is being purchased by the Canadian government for $4.5 billion.Breaking news: anti-Kinder Morgan Transmountain Pipeline banners unfurled off Ironworkers 2nd Narrows Bridge by @GreenpeaceCA. They say they are low enough to block tanker from exiting KM terminal. There are climbers hanging off the banners. Details coming up on @CTVMorningLive— Nafeesa Karim (@nafeesakarim) July 3, 2018last_img read more

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Recognizing excellence in BC education with the second Premiers Awards

first_imgVICTORIA, B.C. – The Premier’s Awards for Excellence in Education is accepting nominations for B.C. Education Professionals who are dedicated to their students by helping them reach their fullest potential.Ten awards will be given out this year, with six honouring Teachers, two open to school and district administrators, and two recognizing support staff members. The second annual Premier’s Awards for Excellence in Education are an opportunity to recognize the contributions of public, independent and First Nations school system Teachers, Principals, Vice-Principals, Administrators and Support Staff who go above and beyond to make life better for K-12 students in B.C.“At last year’s inaugural excellence in education awards, we heard stories of how innovative and caring education professionals throughout the province are positively impacting the lives of students,” said Premier John Horgan. “This year, we’re looking forward to even more amazing stories of B.C. Teachers, Administrators and Support Staff working hard to ensure all students are set up for success.” Nominations will be accepted until March 31, 2019. 30 finalists will be announced in mid-April and will be invited to an awards ceremony at Government House in Victoria on Oct. 4, which is held in conjunction with World Teachers’ Day.“I strongly encourage all community members to take the time to nominate a deserving education professional for these exciting awards,” said Rob Fleming, Minister of Education. “For too long, teachers and support staff were undervalued in this province, and we’re working hard to change that. We want to ensure they get the respect and congratulations they deserve, as they play a pivotal role in helping shape tomorrow’s leaders.”Winners of the award will receive a $3,000 personal bursary for professional learning, a $2,000 contribution to their school community for professional learning and a commemorative artwork. Runners up will receive a certificate of recognition signed by the Premier and Minister of Education.To nominate an Education Professional for the 2019 Premier’s Awards for Excellence in Education; CLICK HERElast_img read more

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Pedestrian struck while crossing 100 Street

first_imgFORT ST. JOHN, B.C. – At approximately 2:00 pm on Wednesday, July 31st, 2019 a pedestrian was struck at 100 Street and 99 Avenue while crossing the street.What we know, Fort St. John RCMP has only said the following, that it is confirmed a pedestrian has been struck at the crosswalk on 100th Street and 99th Avenue by a pickup truck and the police investigation is ongoing.The pedestrian confirms they are alive and the incident is still under investigation.last_img

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Advocates of monarchy in politics exposed Adityanath

first_imgLucknow: Uttar Pradesh Chief Minister Yogi Adityanath on Friday hit out at the Congress for doubting the bravery of security forces, saying those who advocate “monarchy in our democratic set-up” have been “exposed” by one of the family loyalists. “Congress’ royal dynast family which advocates monarchy in our democratic set-up has been exposed by one of the family loyalists who happen to be Congress President’s conscious keeper,” he said in a series of tweets attacking Congress President Rahul Gandhi’s chief advisor Sam Pitroda. Also Read – India gets first tranche of Swiss bank a/c details “The family enterprise had doubts about the bravery and valor of our armed forces when they were in power, but today New India stand with its soldiers to defeat forces of terror,” he said. Yogi was referring to Pitroda’s remarks, after the February 14 terrorist bombing in Jammu and Kashmir’s Pulwama on a CRPF convoy in which 40 troopers were killed, that such incidents “happen all the time” and that the previous UPA government could also have sent planes across the border after the 2008 Mumbai terror attack, but “that is not the right approach” to deal with the world. Also Read – Tourists to be allowed in J&K from Thursday His remarks came soon after Prime Minister Narendra Modi accused the opposition of insulting the defence forces and of being the “natural habitat of terror apologists and questioners” of the country’s armed forces. Earlier in the day, the Prime Minister said in a tweet: “Loyal courtier of Congress’ royal dynasty admits what the nation already knew — Congress was unwilling to respond to forces of terror. This is a New India — we will answer terrorists in a language they understand and with interest.”last_img read more

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BAHAMAS OvertheHill Weekend Institute Legal Aid Seminar

first_img Related Items: Facebook Twitter Google+LinkedInPinterestWhatsApp#Bahamas, February 27, 2018 – Nassau – As part of the Over-the-Hill Community Development Partnership Initiative, the Economic Development and Planning Unit (EDPU) in the Office of the Prime Minister is hosting a series of Saturday seminars for residents and businesses in the Bain and Grants Town and Centreville areas through the “Over-the-Hill Weekend Institute.” Facebook Twitter Google+LinkedInPinterestWhatsAppcenter_img The seminars take place each Saturday morning at the C.R. Walker Auditorium, with partnering agencies and organizations.  The free seminars (no application or registration) are: 24th February, 2018 — Legal Aid Clinic presented by The Bahamas Bar Association; 3rd March, 2018 — Entrepreneurship presented by The Bahamas Agricultural and Industrial Corporation (BAIC) and the Department of Cooperatives; 10th March, 2018 — Financial Literacy, Saving and Budgeting presented by the CFA Society of The Bahamas; and 17th March, 2018 — Grant Writing.Release: BIS Photo caption: Nicola Virgill-Rolle, Office of the Prime Minister Director of Economic Development and Planning, addresses the Over-The-Hill Community Development Partnership Initiative ‘Legal Aid’ free seminar on Saturday at C.R. Walker Senior High School Auditorium.(BIS Photos/Patrick Hanna)last_img read more