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FHFA’s Stats on Mortgage Loan Performance in 2020

first_img Previous: Damaged Economy Hasn’t Slowed Rise in Home Equity Next: DS5: Why the Public Capital Market is Attracting Lenders Share Save  Print This Post Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 1 day ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily Veronica Bradley has covered the consumer packaged goods industry, the tech industry, the healthcare industry, and a few other industries that impact people’s daily lives. When she isn’t researching and writing, she moonlights as an amateur accountant and bookkeeper for a small family brewpub, because unlike most writers, she isn’t afraid of numbers. 2021-02-04 Christina Hughes Babb When the coronavirus pandemic prevented many Americans from working, many wondered what would happen in the housing market. After all, no employment, no paycheck, no paying the mortgage. The Federal Housing Finance Agency (FHFA) says that calculating the number of Americans who are having difficulty paying for their homes may be difficult considering new rules and regulations related to the pandemic response.During 2020, mortgages reported to the credit bureaus as delinquent plunged to 1.0% (as shown in the figure below).  The percentages over the past year for mortgages that were seriously delinquent and mortgages in the process of foreclosure, bankruptcy, or deed-in-lieu remained flat,” according to an FHFA press release. “As a result of these trends, the median credit score of mortgage borrowers, as measured by VantageScore on borrowers of active mortgage loans, has actually risen slightly in 2020.”Based on that information, it would appear that most borrowers aren’t having any trouble keeping up with their mortgages. However, the CARES Act (short for Corona Virus Aid, Relief, and Economic Security Act) allowed people to skip payments without damaging their credit scores or having their mortgages flagged as past due on their credit reports.Data presented in the figure below, drawn from the National Mortgage Database (NMDB) sponsored by FHFA and CFPB, show the national impact of these components of the CARES Act.  The data shown are based on what the past-due status of mortgages reported to the credit bureaus would be if a credit report were pulled for every borrower on the last day of the month.Their mortgage status would remain at whatever it was when the CARES Act passed. Therefore, if they were current on their payments, but then missed one after the act passed, no harm would come to their credit and their actual status would be difficult to determine.So, when looking at mortgage performance statistics, it’s important to keep all of this in mind.In 2020, mortgages reported 30 to 60 days late fell to 1.0%. Mortgages that were 90 to180 days past due fell to 0.6%. And mortgages that resulted in foreclosure, bankruptcy, or deed-in-lieu remained flat at 0.3%.Overall median credit scores for mortgage borrowers rose slightly in 2020, according to VantageScore.If the provisions in the CARES Act were removed, it’s likely that by the end of October 2020, past-due mortgages would be three percentage points higher. However, a more accurate assessment of how the pandemic impacted mortgages most likely won’t be available until after the crisis ends. About Author: Veronica Bradley Home / Daily Dose / FHFA’s Stats on Mortgage Loan Performance in 2020 Demand Propels Home Prices Upward 1 day ago Data Provider Black Knight to Acquire Top of Mind 1 day ago The Best Markets For Residential Property Investors 2 days ago February 4, 2021 1,283 Views Governmental Measures Target Expanded Access to Affordable Housing 2 days ago FHFA’s Stats on Mortgage Loan Performance in 2020 in Daily Dose, Featured, Market Studies, News Servicers Navigate the Post-Pandemic World 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Subscribe Demand Propels Home Prices Upward 1 day ago Related Articleslast_img read more

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Home baking gets second wind as shoppers buy premium mixes

first_imgNostalgic consumers are driving a revival in the home baking sector, according to a new report from market research company Mintel.Sales of home baking products, including flour, dried fruit, cake decorations and dough, have risen by 25% over the last five years to £429m this year, and are expected to reach almost £550m by 2011, it says.Mintel reports that nearly half of shoppers are baking from scratch, with cakes proving to be the most popular option. Easy-to-use home baking products such as cake and flour mixes and ready-made pastry are also proving increasingly popular. Sales of mixes grew by 34% between 2001 and 2006, compared with 8% growth in the shop-bought cakes market.Consumers also want indulgent products and suppliers are responding with more premium products. “As consumers are tending to bake for special occasions, they are less concerned about watching calories, but opt for the best quality ingredients available,” said a Mintel analyst.last_img read more

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Watch These Live Tributes To Gregg Allman Compiled In This Official Video Playlist

first_imgOn May 27th, the legendary Gregg Allman of the Allman Brothers passed away, with the loss causing shockwaves across the music community at large. Allman was a pioneer, with his presence undeniably and immeasurably shaping the music of today and forever going forward. Yesterday, those over at the Gregg Allman camp released an official playlist compiling select musical tributes from the many that have occurred in recent weeks to honor the fallen musician.Derek Trucks Speaks On Gregg Allman’s Legacy, The State Of The Allman Brothers In New InterviewThe playlist contains fourteen videos spanning performances from Dead & Company to Keith Urban, further reiterating the breadth of influence that Allman had cultivated over the years. The first video of the playlist features Derek Trucks, Jason Aldean, Darius Rucker, and Charles Kelley’s collaborative rendition of “Midnight Rider” during this past week’s CMT Music Awards. From there, the playlist sees Dave Matthews & Tim Reynold’s rendition of “Melissa” on May 31st, Eric Church’s rendition of “Midnight Rider” on May 27th, and Zac Brown’s string of “One Way Out” and “Whipping Post” on May 27th. Tedeschi Trucks Band appears twice on the playlist — both videos from their performance on May 27th in Jacksonville, Florida, for “Statesboro Blues” and then, “Ain’t Wastin’ Time No More.”Gregg Allman’s Bandmates And Inner Circle Pay Their RespectsFormer Allman Brothers bandmate Warren Haynes is featured thrice, with three distinct performances with Gov’t Mule at Summer Camp Music Festival and DelFest. The tribute by Dead & Company, featuring another former Allman Brothers bandmate Oteil Burbridge, comes next, which sees the group cover Bob Dylan’s “Knockin’ On Heaven’s Door” to a backdrop of celestial-themed images of Gregg Allman during their first encore at MGM Grand Garden Arena in Las Vegas on May 27th. The playlist is rounded out by performances by Lady Antebellum, Keith Urban, Melissa Etheridge, and Lynyrd Skynyrd, highlighting Allman’s southern roots and role as a country music hero.You can check out the playlist below. Rest in peace, Gregg; you are missed.last_img read more

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Board rejects multidisciplinary practices

first_imgBoard rejects multidisciplinary practices New York opposes MDPs, but favors finding ways “to allow lawyers to function alongside other professionals, essentially in an affiliation or side-by-side arrangement that could include sharing expenses but not fees.” The Bar will establish a special commission to study the evolution of the legal practice in light of accelerating social and economic changes. The Rules Regulating The Florida Bar currently protect client interests and should not be amended to allow splitting legal fees with nonlawyers or nonlawyers to own part of a law firm — both seen as necessary for establishing MDPs. Board rejects multidisciplinary practices Associate Editor A resolution declaring multidisciplinary practices go against the core values of the legal profession, including undivided loyalty to the client, has been passed by the Board of Governors. The board, at its June 2 meeting in Naples, also forwarded its MDP findings to the ABA with a recommendation not to change its Model Rules of Professional Conduct to allow MDPs. The board also approved instructions for its representatives in the ABA House of Delegates at July’s ABA Annual Meeting and passed a proposed rule clarifying lawyers’ responsibilities when they engage in ancillary businesses. The action culminates more than two years of Bar study and debate on multidisciplinary practices and ancillary businesses. But Board member Richard Gilbert, co-chair of the Special Committee on MDP/Ancillary Business, warned the votes are only the beginning of the Bar’s involvement with multidisciplinary practices. “In some fashion, some entity needs to be appointed to monitor what is going on, what other states are doing and what other professions are doing,” Gilbert said. “Some ongoing effort needs to be done to keep this issue alive and in our clear focus.” Bar President Edith Osman said the special committee would continue to watch the issue for now, with President-elect Herman Russomanno appointing a successor panel after he is sworn in as president later this month. The approved resolution was reviewed and recommended by the special committee. It was acting on the board’s instruction from its April meeting where governors voted 44-1 that MDPs by their nature violate the core values of the profession, including that a lawyer’s primary loyalty is to the client. The board also found Bar rules prohibiting fee splitting and nonlawyer ownership of a law firm were important to protect the independent professional judgment of lawyers. The resolution made eight points, including that core values encompass undivided loyalty to the client, exercising competent independent judgment for the client, keeping client confidences inviolate and avoiding conflicts of interest with the client. “Multidisciplinary practice is inherently inconsistent with the core values of the legal profession,” the resolution said in point two. Other points include: The Bar will provide guidance to lawyers wishing to engage in ancillary businesses. The Bar will oppose any attempt by the ABA to change its Model Rules of Professional Conduct that would compromise the profession’s core values. That would include allowing fee splitting with nonlawyers or nonlawyer ownership interest in a law firm. The Bar should vigorously enforce its rules. center_img Colorado would allow MDPs, but with provisions guaranteeing lawyers preserve their independent professional judgment. That state, Gilbert said, would have nonlawyer partners in an MDP sign agreements promising not to interfere with lawyers’ professional judgment, and limitations also would be disclosed to clients. Gilbert said he also agreed with a recommendation from the New York bar. “At some point I think it would be appropriate to define what legal services are so that the area of nonlegal services under the ancillary business rule does not expand to compromise what we do, and that is the practice of law,” he said. The profession’s core values are essential to the proper functioning of the court system. Arizona concluded that MDPs already exist and proposed regulations, including that clients be informed of limitations on lawyers practicing in MDPs. June 15, 2000 Gary Blankenship Associate Editor Regular News The board approved the resolution. The ancillary business rule gives lawyers guidance on what is expected when they offer nonlegal services to clients. The rule is based on a similar measure in Pennsylvania and still must go to the Florida Supreme Court for review. It provides if the ancillary services cannot be separated from legal services, then the lawyer is bound by all Bar ethical rules when providing the ancillary services. If it is distinct, lawyers will remain bound by Bar rules unless it is specifically disclosed to clients that the ancillary services are not legal services and do not receive protections afforded by the attorney-client relationship. That motion also was passed. The board actually took three votes pertaining to the ABA, which has had a special commission studying MDPs for more than a year. At last year’s ABA Annual Meeting, the commission recommended changing the Model Rules of Professional Conduct to allow MDPs. But the House of Delegates approved a Florida Bar motion not to allow MDPs until there was a showing they would benefit clients and not compromise the attorney-client privilege and relationship. One board vote forwarded its MDP recommendation to the House of Delegates. The second instructed its House delegates to oppose the ABA commission’s recommendation to postpone debate on the issue from the July Annual Meeting until the February Midyear Meeting. The third authorized the Bar’s delegates to work on a common position with delegates from several other states — notably New York, Illinois, New Jersey, Ohio and California — in opposing MDPs in the House of Delegates. Board member John Hume initially objected to the third proposal because the special committee used the word “compromise” in its recommendation and he said it was wrong for the Bar to even hint it would compromise after taking a strong anti-MDP position. The wording of the motion was changed to authorize delegates to work with other states that opposed MDPs on a joint position, which President-elect Designate Terry Russell said would improve the chances of defeating MDPs. Besides those actions, Gilbert updated the board on national developments on MDPs. Those include that the ABA commission has changed its recommendation to allowing only MDPs that are controlled by lawyers, with ethical concerns deferred to the ABA’s ethics committee and regulatory issues deferred to the states. Noting the Board of Governors’ position opposes that and the commission was asked to come up with empirical evidence MDPs would not damage clients, Gilbert said, “They don’t believe they can get empirical evidence. They want to change the system and then see what happens when the change is implemented.” Three other state bars have also taken positions, he said, including: last_img read more

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Diversity symposium set for April

first_img Diversity symposium set for April The program will explore the benefits of a diverse legal staff Educating lawyers and firms about the benefits of employing diverse attorneys to serve Florida’s diverse population — including panel discussions on recruitment, retention, and marketing efforts — will be the goal of The Florida Bar second annual Diversity in the Legal Profession Symposium.The event is set for April 21-22 at Stetson University College of Law in Tampa.“We need to communicate the benefits of having a more diverse work force in the legal profession and identify ways to help law firms recruit and retain associates,” Bar President Kelly Overstreet Johnson said. “Many employers already desire a more diverse work force, so we want to give them ideas to achieve their goals.”An evening reception is planned for Thursday, April 21, and an all-day program will begin at 8:30 a.m. on April 22.The first diversity symposium — held last year at St. Thomas University School of Law — focused on identifying barriers and solutions to achieving diversity in the profession. Increasing diversity in legal education, employment, The Florida Bar, and the judiciary were identified as priorities for the Bar.The 2005 symposium also will provide an arena for highlighting diversity efforts that have been made since the first symposium. During the event, the Young Lawyers Division will present an award to the Florida law firm that has demonstrated “exceptional strides in diversity.” February 15, 2005 Regular News Diversity symposium set for Aprillast_img read more

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Drive-thru feast comes to Tioga County Fairgrounds

first_imgCOVID-19 safety protocols will be in place. OWEGO (WBNG) — Beginning Friday, a fair food drive-thru feast is coming to the Tioga County Fairgrounds. Organizers say the fair drive is on Friday from 4 to 8 p.m., Saturday from noon to 8 p.m. and Sunday from noon to 6 p.m. The drive-thru will be held at the fairgrounds on Main Street in Owego. Food at the drive-thru includes: sausage, fried dough, nachos, cotton candy, turkey legs and more.last_img

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Where did Croatian pride go?

first_imgWHAT IS PRIDE?Pride is an emotion or a feeling of great satisfaction with oneself, and respect for oneself as a whole. Pride stems from the (subjective) realization that something has been done or participated in something special or commendable. Pride is one of the basic innate emotions. “FALSE PRIDEFalse pride drives us to focus on real or imaginary injuries, insults, suffering that lead to all kinds of negative feelings. These are anger, frustration, resentment, even revenge.CULTIVATION OF FALSE PRIDEWe often witness manifestations of false pride and open hatred towards another nation, another religion, another skin color, but also the license plates of another city from the same country. False pride in fan groups generates all of the aforementioned negative feelings. These feelings are occasionally manifested by uncontrolled brutalities with fatal consequences.PATRIOTISM OR PATRIOTISMThis term represents love for the homeland. In countries with a long tradition of statehood, this feeling is placed before all ideals and before all political values. Patriotism or love for the homeland implies a positive feeling towards every inch of the environment, towards every person, monument, building, everything living and non-living that makes up the homeland, homeland, country, homeland. A true patriot does not pollute the environment, does not throw garbage on the street, does not destroy facades, benches, public lighting… A true patriot, a patriot does not manifest false but real pride. A true patriot loves his country.LIFE AS IN THE ADVERTISING VIDEOIn their promotional short films, some beverage and food producers try to show the pride and patriotism of the Croatian people towards their country through their attachment to their product. This is especially pronounced during the performance of Croatian national teams at the Olympic Games, European or World Championships. Something similar is being encouraged through the campaign of the Croatian Chamber of Commerce “Let’s buy Croatian”. It would be nice if such a message would take root in everyday life.CROATIAN PRIDE AND TOURISMYou probably already sense some connection between pride, patriotism and tourism. Today’s tourism is growing strongly on the basis of discovering another and different world. Modern travelers strive for experiences based on a different culture of life than the one that surrounds them in everyday life. Ultra liberal capitalism, on the other hand, seeks to unify the business model throughout the world. The basic lever of achieving “globalization” is the suppression of pride, the cultivation of anti-patriotic feelings, the proclamation of tradition as a harmful and backward phenomenon that regresses society. In the background of the effort are the banal goals of devaluing work, autochthonous gastronomy, autochthonous agriculture, architecture… of all authenticity. When everything becomes universal and easily interchangeable then maximum profits are achieved. Devaluation stands on the opposite side of pride. A dose of false pride is offered here and there for consolation. In such an atmosphere, tourism loses sustainability. It turns into a primitive exploitation of all resources: human, environmental, energy, spatial…PROUD NATIONSIt is interesting to note that in some highly developed countries, pride and patriotism are at a high level of citizen awareness. There is genuine pride in Switzerland, France, Austria, Canada, Japan… and many other countries. You can see that. In other less developed and developing countries, false pride is more felt. And it shows. It is read from the facades, in the print media, listened to from small screens…The “French roosters” may even be at the forefront of that one proud attitude that was repulsive at first but with a departure, justified and acknowledged.HISTORY OF PARIS AND FRANCEThe history of Paris and France is extremely interesting. Paris originated on the islet of Ile de la Cite in Siena with the arrival of the Celtic, Gaelic tribe Parisi. With the conquest of all of France by the Romans, the Celts – Gauls took over the Romance language. This language combined with Celtic evolved into French. France, on the other hand, was named after the Franks-Germans (today’s Germans), who gradually occupied the territory of Gaul from the 4th century. no The French accepted the Gallic-Roman heritage and the Romance language. At the end of the Roman Empire in France, Catholicism, which is deeply rooted in French culture, is consolidated. To put it simply: the French are between the Germans and the Italians in terms of lifestyle, habits, achievements, economy.THE DIFFICULT ROAD TO PRIDEThe French Revolution of 1789 changed forever the structure of states in the Western Hemisphere and around the world. Two more revolutions after that and the establishment of the 5th French Republic only in the 200s, made France a modern state. The process, which lasted XNUMX years, was dramatic, marked by mass suffering in numerous wars, conquests and losses of colonies.THE REBELLION FRENCHThe French are energetic and rebellious today. Especially farmers fighting for their rights. France is a strong agricultural country recognizable by its gastronomy based on domestic agricultural products. As far as tourism is concerned, excellent agricultural products, especially wines and cheeses, related gastronomy and cultural attractions, are the main reason for the large number of tourist arrivals from all over the world. France is firmly nationally aware, proud of its tradition and yet extremely multicultural. One gets the impression that every second resident of Paris is a naturalized foreigner from Africa, the Far East and other countries. They are all French. An Indian who served us with French colleagues in our favorite inn, an African who served us breakfast, bus drivers, soldiers, policemen… They all have French manners and do their job with pleasure. Precisely because of this, France has been hit hard by the mindless terrorist attacks of extremist groups that want to quarrel and wage war on Frenchmen of different skin colors. This can hardly be achieved precisely because of the centuries-old inclusion of immigrants in the French way of life.CROATIAN PRIDECroatia has also passed its way of the cross. But we don’t seem to have left all the stations behind yet. We’re struggling. We live in false pride. We feed our stumbled ego with it. We are not sure about our country. We appreciate it as much as it achieves the price per square meter.We are subject to the influences of sweet-spoken false prophets. We accept others more easily than we value our own. The revolt against injustice has disappeared, there are no tractors on the streets of the capital. We make laws that do not reflect our needs, we choose politicians according to their “advertising facades” and not according to human characteristics.Without real pride and true patriotism, Croatian tourism can eventually become only tourism, without Croatian. If everything becomes interchangeable, we will no longer be needed. We will become foreigners in our own country that will no longer be ours. Because we’re going to sell it.It all depends on us. About you, about me, about our pride. Do we still have that feeling in us?Author: Nedo Pinezić, www.nedopinezic.com read more

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Reaction of the Ministry of Labor and Pension System to the appeal of the employer in tourism: Employers contact the CES

first_imgAccording to the MRMS, there are still about 2.100 permits left, and slightly more than 3.000 applications for work permits are being processed. On the eve of the beginning of the main tourist season, the situation with the workforce is critical and the opening of certain tourist facilities as well as restaurants and cafes is endangered, / / / HUT AND HUP APPEAL: URGENTLY MAKE A DECISION TO INCREASE QUOTAS BECAUSE THERE ARE NO WORKERS AND THE SEASON IS IN DANGER The above-mentioned data, according to the MRMS, should be sufficient to meet the current needs for work in tourism, and invite employers to contact the CES. The Government of the Republic of Croatia and the Ministry of Labor and Pension System (MRMS) are in continuous talks with employers and we are constantly monitoring the situation on the labor market, the Ministry of Labor and Pension System emphasizes, adding: “Preparations for this tourist season began last year when the Croatian Employment Service surveyed all the unemployed in the Republic of Croatia at that time, of whom more than 20 expressed a desire to work in tourism. At the beginning of this year, through the Job Day in tourism in Osijek, Zagreb and Split, we connected them with employers who were looking for labor. In addition, we have enabled retirees to work up to half-time, so we see an opportunity for employers in tourism, who are mostly looking for workers for auxiliary jobs in tourism and catering. So far, over 12.300 retirees have taken advantage of the opportunity to work part-time while receiving a full pension”Emphasize the MRMS and add that the main goal of the Government is to activate the domestic workforce. Apart from too small a quota for labor imports and poor activation of domestic labor to be employed in the tourism sector, an additional problem and frustration is caused by the long process of obtaining work permits, ie administrations, where employers waste a lot of time at the Ministry of Interior and filling out various documents. In a position where their job is “burning” due to the season and they also have a shortage of manpower, they have to spend their time in the Ministry of the Interior in order to fill in all the forms and get all the permits. HUT AND HUP APPEAL: URGENTLY MAKE A DECISION TO INCREASE QUOTAS BECAUSE THERE ARE NO WORKERS AND THE SEASON IS IN DANGER There are no local employees, and quotas for the import of foreign workers have been used up and an urgent reaction from the Ministry of Labor and Pension System and the Government of the Republic of Croatia is needed, the Croatian Employers’ Association and the Croatian Tourism Association said in a statement yesterday. decisions to increase quotas because there are no workers, which directly endangers the tourist season. Is it finally time to introduce the Slovenian model for labor imports? That is why this year they have secured over 15.000 permits for the employment of workers from third countries in tourism, which is twice as many as last year. RELATED NEWS: “We hereby invite employers to contact the CES in order to connect them with the unemployed through the mediation system and to find a suitable workforce for the season. If necessary, as we did in previous years, after the domestic labor force is used, we will consider requests to increase the quota for the import of foreign workers as soon as possible, but we note that the goal is primarily to activate the domestic labor force. ” conclude from MRMS.  So we currently have just over 900 license applications more than we have approved quotas. At the same time, at the CES we currently have about 4.000 unemployed, of which about 1.600 on the coast, who are available to work in the season and have expressed a desire to work in the season. The response of the Government of the Republic of Croatia came the very next day, more precisely, from the Ministry of Labor and Pension System, which invited employers in the tourism sector to contact the CES in order to connect them with the unemployed in the domestic labor market. WILL WE FINALLY INTRODUCE THE SLOVENIAN MODEL FOR IMPORTING FOREIGN WORKERS FROM NEXT YEAR?last_img read more

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Trump has little power to restart US economy

first_imgUS. President Donald Trump on Tuesday said he wants the US economy to reopen by Easter Sunday, April 12, despite the rapid spread of the novel coronavirus in some US states and a rising death toll from the disease.Legal experts say a US president has quite limited power to order citizens back to their places of employment, or cities to reopen government buildings, transportation, or local businesses. Here is why.What does the Constitution say about who makes decisions about public welfare? The United States is a federalist system, meaning power is shared between a national and state governments.Under the 10th Amendment of the US Constitution, state governments have power to police citizens and regulate public welfare. In the country’s early years, it was up to state and local authorities to lead the response to the yellow fever epidemic, not the federal government.Reflecting these principles, “disaster response and aid is typically state-led and federally supported,” said Steve Bunnell, the former top lawyer at the U.S. Department of Homeland Security (DHS) and a partner at O’Melveny & Myers.This bottom-up, rather than top-down, approach to disaster relief makes sense from a policy perspective, said John Cohen, a former DHS official who teaches at Georgetown University. “Usually, state and local officials on the ground have the best understanding of the issues affecting people in their states,” Cohen said.Can a US president override state-mandated “shelter in place” orders?No. The Trump administration can issue nationwide guidance, but it would be unconstitutional for the president to override stay-at-home orders from governors, said Robert Chesney, a professor of national security law at the University of Texas. Mayors or county commissioners are on the same footing as governors, he said.The social distancing policies Trump announced on March 16 for slowing the spread of the novel coronavirus over 15 days were merely guidelines, and the same goes for any newer, less restrictive policies he unveils, Chesney said.”Those are guidelines. He can change his advice,” Chesney said. “He is free to advocate. And that is an important part of the presidency — the bully pulpit.”Bunnell said many people look to the president for guidance, so Trump’s advice will still affect the economy.”The federal government has a role to play in setting recommendations, and the daily press briefings obviously have an effect on how people react,” Bunnell said. “But in terms of legal authorities to override health and safety measures, I’m not sure there are any direct tools that would accomplish that.”Can a US president order a business to stay open?A federal agency that’s a subset of DHS deemed some businesses “essential” on March 19. But the federal memo itself notes that state and local authorities are “ultimately in charge of implementing and executing response activities in communities under their jurisdiction.””That means the president really has no authority to ‘order’ anyone who doesn’t work directly for the federal government to do anything by Easter,” said Anthony J. Oncidi, a partner with the law firm Proskauer Rose.The Defense Production Act, which lets the president “expedite and expand the supply of resources from the US industrial base,” will be used to procure more tests and other medical equipment from companies, an administration official said on Tuesday. But that represents a fraction of the US’s consumer-driven economy.What about a US president’s emergency powers?A federal law known as the National Emergencies Act (NEA) gives the president broad powers to respond to national emergencies, including the authority to redirect funds and suspend laws.Trump invoked the Stafford Act and the NEA on March 13, as he declared a national emergency.But the NEA is a poor fit for a president trying to encourage business as usual, Cohen said.”It tends to give the president the authority to be more restrictive, not less restrictive,” Cohen said. “It does not let the president say ‘disregard the restrictions of your state and local leaders.'”Topics :last_img read more

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Buildings collapse in heavy rain in India’s Mumbai, killing eight

first_imgHeavy rains lashing India’s financial capital of Mumbai have caused the collapse of a multi-story building, killing six people and injuring several, authorities said.The dilapidated six-story structure in the city’s south was home to five or six families who stayed on after residents were advised to evacuate as it was under repairs, eyewitnesses told television channels.Two people were declared dead on Thursday evening, with disaster response officials pulling four more bodies from debris during the night, fire and police officials said. Topics : Several people had been trapped under the debris with many more stranded in the portion left standing after the collapse, causing instability, city fire chief P.S. Rahangdale said.”The risk of secondary collapse can’t be ruled out,” he added.Another building collapsed in the western suburb of Malad earlier, killing two, including a child, and injuring several.Every year, heavy downpours in Mumbai bring down some rain-sodden small and large structures deemed too dangerous to live in.Intense rains over the previous few days prompted weather officials on Thursday to upgrade to ‘red’ from ‘orange’ an alert called for the city and surrounding areas.last_img read more