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Union Homes and Savings and Loans Plc (UNHOME.ng) HY2014 Interim Report

first_imgUnion Homes and Savings and Loans Plc (UNHOME.ng) listed on the Nigerian Stock Exchange under the Financial sector has released it’s 2014 interim results for the half year.For more information about Union Homes and Savings and Loans Plc (UNHOME.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the Union Homes and Savings and Loans Plc (UNHOME.ng) company page on AfricanFinancials.Document: Union Homes and Savings and Loans Plc (UNHOME.ng)  2014 interim results for the half year.Company ProfileUnion Homes & Savings & Loans Plc is a financial services institution in Nigeria providing solutions for mortgage finance and funding for residential and estate development. The company is primarily focused on supporting investors with interests in developing and managing housing schemes and purchasing houses and estates for resale to corporate and private customers. This includes estate development loans to fund the development of large residential estates for sale, lease or rental; the national housing fund; home equity mortgages; pension-linked mortgage loans for workers in the public sector; and pension-linked mortgage schemes for pensionable employees. The company also offers a range of savings and investment products and services which includes all-purpose savings accounts, retirement/pension savings accounts, uni-homes savings accounts, Union Homes trust accounts, target savings accounts, NOW accounts, uni-thrift savings accounts and a house-at-home scheme. Union Homes Savings & Loans Plc is a subsidiary of ASO Savings & Loans Plc. Its company head office is in Lagos, Nigeria. Union Homes & Savings & Loans Plc is listed on the Nigerian Stock Exchangelast_img read more

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Meredyth Wessman Ward appointed Urban Missioner for Worcester

first_img In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Featured Events Curate Diocese of Nebraska The Rev. Meredyth Wessman Ward has been appointed Urban Missioner for Worcester by the Rt. Rev. Douglas J. Fisher, IX bishop of Western Massachusetts. Click here to read more. Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Rector and Chaplain Eugene, OR Submit an Event Listing Priest-in-Charge Lebanon, OH Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Priest Associate or Director of Adult Ministries Greenville, SC Rector Knoxville, TN This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Rector Bath, NC Rector (FT or PT) Indian River, MI Director of Music Morristown, NJ Submit a Press Release The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Rector Smithfield, NC New Berrigan Book With Episcopal Roots Cascade Books Associate Rector Columbus, GA Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Meredyth Wessman Ward appointed Urban Missioner for Worcester AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Tags Featured Jobs & Calls Submit a Job Listing Rector Albany, NY Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Rector Martinsville, VA An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Cathedral Dean Boise, ID Curate (Associate & Priest-in-Charge) Traverse City, MI People Course Director Jerusalem, Israel Rector Tampa, FL Rector Collierville, TN Family Ministry Coordinator Baton Rouge, LA Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Episcopal Church releases new prayer book translations into Spanish and French, solicits feedback Episcopal Church Office of Public Affairs Rector Belleville, IL Director of Administration & Finance Atlanta, GA Youth Minister Lorton, VA The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Rector Pittsburgh, PA Rector Washington, DC Assistant/Associate Priest Scottsdale, AZ Missioner for Disaster Resilience Sacramento, CA Canon for Family Ministry Jackson, MS Assistant/Associate Rector Morristown, NJ Associate Rector for Family Ministries Anchorage, AK Associate Priest for Pastoral Care New York, NY Press Release Service An Evening with Aliya Cycon Playing the Oud: Crossing continents and cultures with the most beautiful instrument you’ve never heard Lancaster, PA (and streaming online) July 3 Rector Hopkinsville, KY Rector/Priest in Charge (PT) Lisbon, ME Assistant/Associate Rector Washington, DC Bishop Diocesan Springfield, IL Rector Shreveport, LA Posted Jan 5, 2015 last_img read more

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Exiled Wallaby star James O’Connor signed by London Irish

first_imgTuesday Oct 29, 2013 Exiled Wallaby star James O’Connor signed by London Irish London Irish have confirmed that James O’Connor has been signed on a one year contract, offering him a lifeline after he was dumped out of the national set up following some off-field indiscretions. He will make his debut against Northampton Saints. The highly talented Wallaby was involved in a number of bust ups that found him out of favour with the Wallabies, and with nowhere to go after the Melbourne Rebels released him, and the Western Force were reportedly the only side interested in his services in Australia.He looked abroad to the likes of France, but has opted to join Reading based side London Irish, teaming up with fellow Wallaby Brian Smith.“I’m not gonna lie, I’ve made many mistakes and that’s how I’ve sort of got myself into this position. But I’d like to take a positive out of it,” explained O’Connor at this morning’s press conferance. “I’ve drawn a line in the sand, I want to think about the future now. Obviously the Spring Tour [the Wallabies in Europe] was taken out of my hands.. It’s going to be tough watching the boys play on the weekend, but I’ll definitely be at the game suporting them.”Wallaby coach Ewen McKenzie said that he has spoken to O’Connor and made his preference clear, but the talented back ultimately made his own decision.“You can only encourage people and in the end they have to make a decision. He’s made a choice about what he’s going to do so he has to make it the right decision,” said McKenzie.“I made it clear what my preference was, for him as a person. I wasn’t talking to him as a coach, I was talking to him as a person, but that’s between me and him.”It’s a huge coup for London Irish, where he is expected to play fullback, providing he gets his off-field discipline sorted out. The Exiles are currently third from the bottom of the Premiership table.Credit to RugbyMediaADVERTISEMENT Posted By: rugbydump Share Send Thanks Sorry there has been an error Related Articles 81 WEEKS AGO scottish prop saves fire victim 84 WEEKS AGO New Rugby X tournament insane 112 WEEKS AGO Vunipola stands by his comments supporting… From the WebThis Video Will Soon Be Banned. Watch Before It’s DeletedSecrets RevealedUrologists Stunned: Forget the Blue Pill, This “Fixes” Your EDSmart Life ReportsYou Won’t Believe What the World’s Most Beautiful Girl Looks Like TodayNueeyDoctors Stunned: She Removes Her Wrinkles With This Inexpensive TipSmart Life ReportsIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier Living10 Types of Women You Should Never MarryNueeyThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancellast_img read more

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Hearing Clinic owner shocked at ram raid

first_img Facebook 365 additional cases of Covid-19 in Republic Pinterest Hearing Clinic owner shocked at ram raid Twitter Twitter Further drop in people receiving PUP in Donegal WhatsApp Gardai in Letterkenny are still questioning three men in their 20s following what’s been described as a spate of crime across the town last night. Three premises were ramraided, one premises was burgled and two cars were burned out.Pauric Mc Ginty is owner of the North West hearing centre, one of the premises which was ramraided.Speaking to Greg Hughes on the Shaun Doherty Show, he said he’s surprised his premises was targetted………….[podcast]http://www.highlandradio.com/wp-content/uploads/2011/04/mgint1pm.mp3[/podcast] News Man arrested on suspicion of drugs and criminal property offences in Derry Pinterestcenter_img 75 positive cases of Covid confirmed in North By News Highland – April 28, 2011 Previous articleCllr Jimmy Harte well placed to take Seanad seatNext articleByrne eliminated as Harte continues to show strongly in Seanad count News Highland RELATED ARTICLESMORE FROM AUTHOR Google+ Google+ Main Evening News, Sport and Obituaries Tuesday May 25th Facebook WhatsApp Gardai continue to investigate Kilmacrennan firelast_img read more

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Enforcement Directorate v Kerala Police : Live Updates From Kerala High Court Hearing

first_imgTop StoriesEnforcement Directorate v Kerala Police : Live Updates From Kerala High Court Hearing LIVELAW NEWS NETWORK30 March 2021 11:04 PMShare This – xKerala High Court starts hearing the petition filed by Dy Director of Enforcement Directorate challenging the FIR registered by Kerala Police alleging that ED forced gold smuggling accused Swapna Suresh to give statements against CM.Follow this page for live…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginKerala High Court starts hearing the petition filed by Dy Director of Enforcement Directorate challenging the FIR registered by Kerala Police alleging that ED forced gold smuggling accused Swapna Suresh to give statements against CM.Follow this page for live updates.Live Updates 31 March 2021 3:56 AMHearing ends. Matter to be heard next on April 8.31 March 2021 3:56 AMSolicitor General : Your lorsdship may direct that no body will be called for investigation.Justice VG Arun records in the order the submission of State that no official witness has been called and will be called.31 March 2021 3:55 AMCGC Suvin Menon tells bench that police officials had called customs officials today morning.Prosecutor refutes this submission – ‘absolutely incorrect’.31 March 2021 3:55 AMRaval : Coercive steps we will not take. But we will continue with the investigation.Solicitor General : This is adding insult to the injury.31 March 2021 3:55 AMJustice Arun dictates the order : Matter could not be finished though heard in detail. Ld Solicitor General prays for an interim order of stay of investigation. Ld Senior Counsel for the State opposes it. As the matter is being adjourned due to the paucity of time, I deem it appropriate that the investigating agency does not proceed with coercive steps in respect of the proceedings pending before this court. Post on April 8.31 March 2021 3:54 AMSG : Here you are registering an FIR to undo the investigation by a competent authority.31 March 2021 3:54 AMJustice Arun : Mr Raval has clarified that Customs officials were not summoned.SG : They could be summoned tomorrow.31 March 2021 3:54 AMSolicitor General : I am pressing for the interim order. No prejudice will be caused if they halt the investigation for ten days. They waited for seven months for FIR.31 March 2021 3:54 AMSolicitor General : The incident is of August. The FIR is of March. The police is the complainant. Justice Arun to state :Why don’t you desist from investigation?31 March 2021 3:54 AMSolicitor General : The investigation which is going on everyday weakens not only the ED case, but also the Customs case, NIA case. It is irreversible damage. Comparative hardship may be seen.>Load MoreSubscribe to LiveLaw, enjoy Ad free version and other unlimited features, just INR 599 Click here to Subscribe. All payment options available.loading….Next Storylast_img read more

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A sea of e-business talent, but for how much longer?

first_imgA sea of e-business talent, but for how much longer?On 20 Aug 2002 in Personnel Today The time to manage and motivate your e-business staff is now, during thedownturn, not when it is too late, says a recent surveyCompanies should be acting now to put the correct retention strategies inplace to identify and retain their best talent, says Mercer Human ResourceConsulting after conducting a survey which examined recruitment and retentionissues, together with pay and benefits in the UK e-business sector. It shows that e-business staff will again be in major demand when theeconomy improves. Brenda Wilson, senior consultant at Mercer says: “Manye-business staff have been laid off in the economic downturn. The tide hasturned and firms have a sea of talent to choose from. “They should beware that, when the economy picks up, however, theseemployees could again be in hot demand,” she adds. Seventeen organisations took part in the 2002 UK E-talent Compensationsurvey, most of which were parent companies with more than 5,000 employees. Itfound that, in the next 12 to 18 months, providing opportunities for careerdevelopment is perceived to be the most crucial factor in the battle to keephold of staff. “Training in this sector is particularly important, because technologychanges so fast and staff need to ensure their skills are up-to-date,”says Wilson. “Companies that invest in career development are more likelyto retain staff.” As well as the importance placed on training, 64 per cent of organisationsthought that having work-life policies in place helped retain staff and morethan half (55 per cent) felt that offering decent benefits kept employeesengaged in an organisation. More than half also said bonuses were an importantretention tool and they would become increasingly significant in the future. When it came to attracting staff, 64 per cent of companies said base pay wasan important issue, while over 36 per cent said bonuses helped attract staff.The feeling was that the emphasis could move slightly away from this tovariable pay in 12 to 18 months time, with 25 per cent believing bonuses wouldbe a vital part of the reward package. In the period 2001-2002, average salary increases in e-business was four percent for executives and general employees compared to an average 5 per cent in2000-2001. Next year it looks set to fall further to around 3 per cent. Themedian rate for a top technical e-business manager is £80,000, while a seniorweb developer can expect to earn £45,350 and a web content specialist £25,250(see table). Web developers and technical sales staff were the only rolesidentified as being difficult to recruit for. Becca Benton, Wilson’s colleague and talent management specialist at Mercer,believes identifying in-house e-business talent in the first place will also bekey to organisations. “It’s a case of really knowing who your best peopleare and those organisations that have the correct HR processes in place toidentify the talent internally will win out,” she says. “The purpose of a talent management approach is to identify thoseemployees who create the most value for the organisation and to maximise thatvalue through the management, development and retention of those starperformers. In the technology sector, the challenge will be to ensure thattalent has been identified and is being managed now before the sector picks upand attrition increases. “Star performers will contribute three times the value of a non-starperformer so it makes business sense to manage and retain them.” The report costs £1,500 and is available on 01753 848071. www.mergerhr.com Related posts:No related photos. Comments are closed. Previous Article Next Articlelast_img read more

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ExxonMobil slashes 2020 capital spending plans by 30%

first_imgCoronavirus and oil price war have put pressure on ExxonMobil to lower capital spending plansThe spread of the Covid-19 pandemic has devastated global oil demand, as economic activity grinds to a standstill amid various lockdown measures imposed by governments in an attempt to slow its spread.Meanwhile, the situation has been further exacerbated by the oil price war launched between Saudi Arabia and Russia – and the decision by Riyadh to significantly increase production at a time when global inventories were already struggling to accommodate surplus supplies.The result has been a rapid decline in oil prices, which last month dipped to their lowest level in decades, with diplomatic efforts increasing in recent days to find a resolution to the stand-off.Pressure from President Donald Trump has raised the prospect of co-ordinated global supply cuts, with an Opec+ meeting scheduled for later this week, as well as a summit of G20 oil ministers to discuss ways to arrest the market crisis.Despite a brief market rally as news emerged of the global efforts to tackle the situation, crude oil prices remain at less than half their pre-price war value – damaging share value across the industry and prompting oil firms to tighten their finances.The likes of Chevron, BP, Royal Dutch Shell and Total have all announced spending cuts of their own as they seek ways to insulate themselves against the worst effects of the downturn.Woods added: “While Covid-19 has had a significant impact on the global economy, we are confident that trade, transportation and manufacturing will recover.” Guyana still a priority, but delays are expectedMuch of Exxon’s recent operational activity has focused on a promising offshore oil find in the small South American nation of Guyana, where it has identified up to eight billion barrels of recoverable resources in deep water.The Texas firm confirmed that the country remains “integral” to its planning and that operations aboard its Liza Destiny production vessel will be unaffected, while the second phase of its development of the Liza oilfield remains on targets to come online in 2022.Some other activities in the country could be delayed by up to 12 months, however, as stalled government elections in the country add to existing market uncertainty.Elsewhere, Exxon confirmed it has delayed a final investment decision for its Rovuma liquefied natural gas project in Mozambique, which had been expected later this year. The Texas operator is the latest oil major to announce capital spending measures in response to the coronavirus emergency and deepening oil crisiscenter_img ExxonMobil will reduce its 2020 capital spending budget (Credit: Flickr/Mike Mozart/cropped) ExxonMobil will reduce its capital spending budget for the year by 30% as it becomes the latest oil major to take financial steps to weather the unfolding oil market storm.The cutback will lower its investment forecasts for 2020 from $33bn to $23bn, while a 15% decrease in cash operating expenses will be driven by “deliberate actions” to increase efficiencies and cut costs.Operations in the Permian Basin – a key shale region spanning Texas and New Mexico that has been particularly hard hit by the price war that has squeezed the US industry – will be hardest hit by the spending cuts.Exxon CEO and chairman Darren Woods said: “After a thorough evaluation of the impacts of the pandemic and market conditions, we have worked closely with business partners to plan and execute capital adjustments that preserve long-term value, maximise cost efficiency, and put us in the strongest position when market conditions improve.“The long-term fundamentals that underpin the company’s business plans have not changed — population and energy demand will grow, and the economy will rebound.“Our capital allocation priorities also remain unchanged. Our objective is to continue investing in industry-advantaged projects to create value, preserve cash for the dividend and make appropriate and prudent use of our balance sheet.”The Texas oil giant hinted that further reductions could follow as market conditions evolve, saying it will continue to monitor the situation closely.last_img read more

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Harvard encourages ‘shop local’

first_imgHarvard University is encouraging staff, faculty, and students to “shop local” this holiday season and support locally owned, small businesses near work and in their home communities.“Local businesses make Harvard Square a vibrant destination for Harvard’s staff, faculty, and students as well as visitors from around the world,” said President Drew Faust, who frequents shops in the Square and in nearby Huron Village. “The Harvard community’s support of these businesses and others throughout Boston and Cambridge can have a significant economic impact on neighborhoods and help to preserve their distinctive character.”For three years, Harvard has sponsored a shop local campaign to encourage the campus community, especially Harvard staff and faculty, to patronize local businesses.According to the Harvard Square Business Association (HSBA), local merchants rely on people who work and study in the area for approximately 40 percent of their business. In Harvard Square, where nearly 80 percent of the 300 businesses are locally owned or independent, the holiday shopping season carries a major financial impact.“In these hard economic times, it’s really important to support the businesses that people cherish in the Square,” said Denise Jillson, HSBA executive director. “We have so many of them and they’re such an important part of our community.”Locally owned businesses are peppered throughout the neighborhoods of Cambridge and Allston. In addition to Harvard Square, shops on Massachusetts Avenue, Porter Square, Central Square, and the Allston Village Main Streets all offer unique ideas.“Small business is the backbone of America; if you want to support the economy, we need to support our local businesses,” said Alana Olsen, executive director of the Allston Village Main Streets.“Harvard is home to 37,000 staff, students, and faculty members — a focus on shopping in our neighborhood communities could have a profound local impact this holiday season. What a gift that would be,” said Christine Heenan, vice president of Harvard Public Affairs & Communications.While local retailers benefit from sales, shoppers also benefit from the distinct, festive spirit each neighborhood offers during the holiday season and the personal attention that visitors get at neighborhood shops.“People will find the experience of shopping locally more enjoyable. You’re going to get a personal touch wherever you go. It’s a way to really connect to your community,” added Olsen.Check your local shopping areas for events during the final holiday shopping days.In Harvard Square, activities range from ice skating at the Charles Hotel to the holiday craft fair at First Parish Cambridge on Church Street to special Sparklefest events. For more ideas and destinations, visit the website.Learn more about the 19 shopping districts that are part of Mayor Thomas M. Menino’s Boston Mainstreets Program.last_img read more

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Please Trespass: Private Property the Future of Conservation

first_imgPhoto: Courtesy: Carolina Mountain Land Conservancy/Bearwallow Mountain There’s a 50-mile trail system in the works for the Hickory Nut Gorge, a dramatic canyon on the edge of the Southern Appalachians 30 miles east of Asheville. The giant loop of singletrack will connect high elevation balds, rocky outcroppings with views of the Smoky and Black Mountains, swimming holes and trout streams, backcountry campsites, even a fire tower. It will be the thread that ties together the gorge, a chasm known for its dramatic rock features and world-class rock climbing. And it’s being built almost entirely on private property.The Hickory Nut Gorge Trail Network (HNGT) is the brainchild of Peter Barr, trails coordinator for the Carolina Mountain Land Conservancy (CMLC), a non-profit that preserves land with private funding, then typically opens that land to the public, often building new trails with sweat equity donated by the Carolina Mountain Club. For the HNGT, the conservancy is looking beyond their own properties and buying public right-of-ways from private landowners throughout the gorge. The right-of-ways allow the conservancy to build a trail on private land while ensuring public access to the trail corridor forever, regardless of who owns the land.“Getting this massive project off the ground is complicated, but it’s doable,” Barr says. “It starts with a few landowners who see their land as something so meaningful, they want to share it with others.”While the 50-mile loop will take decades to complete, the first piece of singletrack is already on the ground, ascending Bearwallow Mountain. A 12-mile Upper Gorge loop that connects Bearwallow with nearby Forest Nature Preserve is currently in the works as well. The HNGT might be one of the most ambitious trail projects to be undertaken on private land in our region, but it’s certainly not the only instance of private conservations opening gates to hikers. As federal and state funding for public land continues to diminish, private land conservancies are shouldering the conservation and recreation responsibility more and more. And as many conservationists have learned over the years, the best way to garner public support and funds for a conservation project is to grant public access.“If I can get someone to the top of Bearwallow Mountain, they’ll see why land conservancy is important,” Barr says. “Giving the public access makes the land relevant.”Here are four private preserves in the Southern Appalachians that are ripe for some friendly trespassing.Lula LakeLookout Mountain, Ga.Just south of Chattanooga, the Lula Lake Land Trust preserves 4,400 acres of primo terrain on the edge of rocky Lookout Mountain. The core 500-acre property is packed with rocky outcroppings, a plunge pool with its own 30-foot cascade, a separate 85-foot waterfall, and six miles of doubletrack, all encased inside an impressive Cumberland Plateau escarpment. Lula Lake is only open on the first and last Saturdays of each month, but the property is worth the wait. Mountain bikers and trail runners should also check out Lula Lake’s other property on Lookout Mountain, which houses a piece of the Cloudland Canyon Connector Trail, a new 26-mile trail system open to fat tires that will eventually connect to Cloudland Canyon State Park, also on Lookout Mountain. lulalake.orgBearwallow MountainHickory Nut Gorge, N.C.Bearwallow is the CMLC’s flagship trail project in the Hickory Nut Gorge and serves as the public right-of-way model as the group moves forward with the ambitious 50-mile network. Hike the mile-long trail up Bearwallow, a 4,232-foot high bald that sits on the Eastern Continental Divide, and you’ll understand the potential of the project. Bearwallow is still a family-owned property where cattle graze seasonally. From the top, you can see the Smokies, the Blacks, and into South Carolina. There’s also a firetower that Barr is trying to restore, which will offer views into the belly of Hickory Nut Gorge, taking in Chimney Rock and Lake Lure.The Carolina Mountain Land Conservancy is so adamant about getting the public on their properties that they’ve created a hiking challenge, where hikers can earn gear and a patch just by treading through a series of trails on CMLC lands. carolinamountain.orgPendergrass Murray Recreational PreserveRed River Gorge, Ky.This 750-acre tract of land in the southern end of the Red River Gorge is packed with quality sandstone cliffs and climbing routes. The Red River Gorge Climbers Coalition purchased the land in 2004 and is poised to make the last payment on the property this summer. Since acquiring the land, the group has developed a system of hiking and biking trails as well as almost 500 climbing routes that range from 5.6 to 5.14. Sign a waiver and make a donation (not mandatory, but it’s good karma) and the cliffs are yours to scale. For easier sport and a few trad routes, head to The Crossroads crag. If you want to see the best sport climbers in the country tackle some of the hardest routes in the Red, go directly to the Bob Marley crag, an amphitheater with very tall, very steep rock. rrgcc.orgBottom Creek GorgeRoanoke River, Va.Owned by The Nature Conservancy, the Bottom Creek Gorge tract covers 1,650-acres of land at the headwaters of the Roanoke River. You’ll find virgin forests, wildflowers galore in the spring, and the second tallest waterfall in the state, the 200-foot Bent Mountain Falls. Roughly five miles of trail traverse the gorge. Seeing the falls is a must, but also take time to explore the remote virgin hemlock forest, as well as the half-acre shale barren which supports the rare chestnut lipfern, a plant that only lives in isolated patches in southwestern Virginia and eastern West Virginia. nature.org/virginialast_img read more